Medicare insurance has different parts that can benefit different types of clients, specifically after they pass the age of 65. But how is it possible to select an ideal client for Medicare Part D insurance? In this article, we will tell you some tips that can be very useful for you.
As an insurance agent, it is important that you know how to segment your audience and your clients very well, so that you can be sure to offer plans that meet their needs, and that can really provide them with the solution they need, whatever type of policy they are looking for.
Remember, if you need support to grow as an insurance agent in your region, at BCG we have everything you need to provide you with the service you are looking for, until you finally have the opportunity to develop the skills that will help you completely dominate the insurance market.
Call us now at 1-855-275-2243, or write us through our work form so we can get in touch with you and provide you with all the information you need.
Who is eligible for Medicare?
Medicare is a type of insurance that offers help with the cost of medical care in different levels, which are divided in parts, from A to D, and allow beneficiaries to access coverage that includes hospital care, outpatient care, and preventive health services, among many others.
To be a beneficiary of this important health program, the essential requirement is to be over 65 years of age. At that age, a person automatically becomes a potential candidate for Medicare benefits, so it is up to them to go through the entire application process to determine if they meet the established requirements.
In addition, some people under age 65 may also be eligible for a Medicare plan, as long as they meet certain vulnerability characteristics, such as some type of disability or kidney failure.
What is Medicare Part D?
When a person becomes ill or receives medical attention for a condition or illness, the treating physician will usually prescribe a series of medications that will help with the recovery process, boosting the body to regain the wellness and health it needs.
Medicare Part D is precisely the plan that offers prescription drug coverage, helping to pay for a large portion of the drugs that are not covered by the benefits offered under Part A and Part B of the program.
It is important to note that, in order to be eligible for a Medicare Part D plan, the beneficiary must be enrolled in Part A or Part B of the program. In this way, they will be eligible to receive this important benefit.
How to select a suitable client for Medicare Part D?
In order to be sure that a person is the perfect candidate to be a Medicare Part D beneficiary, as an insurance agent you must make sure that they meet each of the aspects that are taken into consideration to make a person eligible for this program.
Some of the aspects that you must keep in mind as an insurance agent are the following:
- Must be at least 65 years of age.
- You must have received Social Security disability payments for at least 2 years. This only does not apply to a diagnosis of amyotrophic lateral sclerosis (ALS).
- You must have received a diagnosis of severe kidney disease, kidney failure, and even require major procedures such as dialysis, or transplants, among others.
In addition, as mentioned above, even a person who is under the age of 65 may have the opportunity to qualify for Medicare Part D benefits, as long as they meet the necessary characteristics.
Get the ideal clients with our support
At BCG, we support you as an insurance agent and provide you with all the tools at our disposal, so you can grow professionally, connecting you with the ideal clients for the different insurance products you offer, such as the different parts of Medicare.
Call us now at 1-855-275-2243, or write us through our contact form so we can get in touch with you and start working on the empowerment of your skills as a health insurance broker.
