The Affordable Care Act, popularly known as Obamacare, establishes an open enrollment period, in which anyone who meets the requirements can apply for a medical plan with health coverage in different sectors. However, if for some reason you did not manage to enroll during that period, there is the alternative of the special Obamacare enrollment period.
But, what is this special period about, does it allow you to enroll in Obamacare at any time in 2023, what are the requirements to apply for this period? All these questions are answered in this article, so that you can learn a little more about this important health benefit that you can access in the United States.
Do you need help to learn more about the policies with health coverage in the country? At Benefits Concierge Group, we have more than 10 years of accumulated experience in the field of health insurance, so we are the option you need to find out which option best suits your needs.
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What is the Obamacare special enrollment period?
The Obamacare special enrollment period is a period of time during which individuals and families can enroll in a health insurance plan through the insurance marketplace established by the Affordable Care Act (ACA).
This period is available after the end of the regular enrollment window and is designed for those who have significant changes in personal circumstances, such as a change in employment, a change in the state of residence, or a change in family status.
Generally, enrollment for Obamacare begins on the first day of November of each year and runs through December 15 to begin coverage the following year. This period is known as the open enrollment period. Any enrollment outside of this time period is considered a special enrollment period for Obamacare.
During this special period, individuals and families can enroll in a health insurance plan or change plans if they are already enrolled, as long as they meet the eligibility requirements.
What are the requirements to apply for Obamacare’s special enrollment period in 2023?
In order to be eligible for Obamacare enrollment during this special period, it is important to make sure you meet each of the established requirements. Keep in mind that if you do not meet them, you will have to wait for the next open enrollment period to formalize your enrollment.
In this sense, if you want to apply for the special enrollment period for Obamacare in 2023, you must meet one of the following requirements:
- Change in state of residence: If you have moved to a new state, you may have the opportunity to enroll in a different health plan through the Affordable Care Act, even if you are outside of open enrollment.
- Changes in employment status: If you have lost your job or changed jobs in the last few weeks, you may be able to enroll in a new health plan through Obamacare by applying for a special enrollment period.
- Changes in family status: When you get married, have a child, or have adopted a child, you may have the opportunity to enroll in a new health plan to include new family members. You can do this outside of the open enrollment period.
- Changes in citizenship status: If you are an immigrant and have recently become a U.S. citizen, you may have the opportunity to enroll in a health plan during the special Obamacare period.
- New eligibility requirements: Another way you can apply for the Obamacare special enrollment period is when there are changes in eligibility for Medicaid and the Children’s Health Insurance Program (CHIP).
If you need help to carry out your Obamacare enrollment process in 2023, BCG is ready to advise you and help you with everything you need, including the process of filling out the proper forms so you can apply without problems.
Contact our Obamacare application team now.
At BCG, we are very familiar with the health insurance market in the United States, so we can help you finalize your enrollment smoothly and safely. With our help, you will be able to apply for the special Obamacare enrollment period and get all the health benefits that this program can offer.
Call us now at 1-855-275-2243, or fill out our contact form so we can contact you and give you all the advice you need on health insurance, through completely free consultations, and without obligation.
