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Individual commercial health insurance is an alternative to ACA Marketplace plans. These plans are available for individuals and families through major insurance carriers and often include access to national doctor and hospital networks. They can provide another option for people exploring different coverage choices.
Are you getting priced out of the Affordable Care Act marketplace?
Through Individual Commercial Health Insurance programs, you have the option to a solution designed specifically for customers like you.
Some benefits of Individual Commercial Health Insurance are:
- Access to Broad Provider Networks – Many individual commercial plans offer access to large national networks of doctors, specialists, and hospitals.
- Flexible Coverage Options – Plans from major insurance carriers may offer different benefit structures, allowing individuals and families to choose coverage that fits their needs.
- Alternative to Marketplace Plans – Individual commercial insurance provides another coverage option outside of the Affordable Care Act (ACA) Marketplace, which may be useful for those exploring different plan designs or provider networks.
Who is eligible for Individual commercial insurance?
You may be eligible for individual commercial health insurance if you meet certain basic requirements, including:
- Legal eligibility in the U.S. – You are a U.S. citizen, U.S. national, or a lawfully present non-citizen who is authorized to work in the United States.
- Health eligibility requirements – Some plans may consider your health history, and certain pre-existing conditions may affect eligibility.
- Agreement with plan terms – You are able to review and agree to the plan’s terms, conditions, and coverage guidelines.
When can I apply for Individual Commercial Health Insurance plans?
First time enrollees can enroll at any time. Existing enrollees must wait for the plan’s annual enrollment period, which varies by plan or program. Call us at 1-855-ASK-BCG3 (1-855-275-2243)
Do you need help deciding which insurance is the best for you?
Also, we won’t charge you a single penny. Your safety and satisfaction is the most important thing to us. Fill out the contact form by clicking here, and in a matter of hours we will be able to contact you to start working for your safety and that of your family.